1. Kurt Geiger Australia
  2. Payment & Security

What is Afterpay?

Checkout with Afterpay and enjoy your purchase now while spreading the cost over 4 interest-free instalments across 6 weeks.

What is Afterpay?

Afterpay is a buy now, pay later service that allows you to split your purchase into 4 interest-free instalments over 6 weeks.

Why use Afterpay?

  • Simple to apply – Create an account in minutes and start shopping straight away. Credit checks apply.
  • Flexible spending limits – New customers start with a lower spending limit, which may increase over time based on account history.
  • Shop online and in-store – Use Afterpay wherever it is accepted with Steve Madden.
  • Easy account management – View upcoming payments, available spending limits and make early repayments through the Afterpay app.

How does Afterpay work?

When you choose Afterpay at checkout, you'll pay the first instalment (25% of the total order value) at the time of purchase. The remaining three instalments are automatically charged to your nominated debit or credit card every two weeks, over a total period of six weeks.

How does Pay in 4 work?

With Pay in 4, you get what you purchase now, and pay for it in 4 payments over 6 weeks, interest-free.
 
We pay the merchant in full, you make your first payment (approximately 25% of the total) at the time of purchase, and the remaining three payments are automatically deducted from your preferred payment method approximately every two weeks.
 
We apply an approval process for each transaction that considers multiple factors, including your available to spend and on-time payment history. This process is carried out on every order, not just your first one. 
 
When you start using Pay in 4, your Pay in 4 spend limit starts low. Depending on various factors, including consistent on-time payments, you may become eligible for a higher Pay in 4 spend limit.

How do I set up an Afterpay account?

  1. Add your chosen items to your shopping bag.
  2. Select Afterpay as your payment method at checkout.
  3. Log in to your existing Afterpay account or create a new one.
  4. Review and confirm your payment schedule.
  5. Manage your payments directly through the Afterpay app.

To be eligible for an Afterpay account, you must:

  • Live in Australia.
  • Be 18 years of age or older.
  • Have a valid Australian debit or credit card.
  • Have a valid and verifiable email address and mobile number.
  • Be capable of entering into a legally binding contract.
  • Meet Afterpay's approval criteria and credit check requirements.

For full terms and conditions, visit www.afterpay.com/terms.

Are there any fees for using Afterpay?

There are no fees when you pay on time.
 
Unlike most credit cards, there are no hidden or annual fees, and we don’t charge interest when you pay it in 4.
 
If you miss a payment we do charge late fees. Pay in 4 late fees never exceed 25% of the purchase price or $68; whichever is less.
 
Monthly fees apply to Afterpay Plus subscribers. You can upgrade to Afterpay Plus for $9.99 a month to use Afterpay almost anywhere. Afterpay Plus fees, eligibility criteria, terms and certain merchant or product-based exclusions apply. 
 
Afterpay does not charge interest. However, late fees may apply if a scheduled payment is missed.

Please refer to Afterpay's General Terms for complete information on applicable fees and charges.

What happens if I need a refund?

If you paid using Afterpay and your return is approved in line with the Steve Madden Returns Policy, your refund will be processed through Afterpay.

Afterpay will update your payment schedule to reflect the revised order value. Any payments already made will be refunded via Afterpay.

Where can I find out more?

For more information about Afterpay, please visit https://www.afterpay.com/en-AU

 

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